s just been fired； and he is asking the entire pany 〃Who wants to e with me？〃 And the whole place is silent and frozen。 Only one woman speaks up and says； 〃I'd like to but I'm due for a promotion in three months。〃
That statement is probably the most truthful statement in the whole movie。 It is the type of statement that people use to keep themselves
busy working away to pay bills。 I know my educated dad looked forward to his pay raise every year； and every year he was disappointed。 So he would go back to school to earn more qualifications so he could get another raise； but again； it would be another disappointment。
The question I often ask people is； 〃Where is this daily activity taking you？〃 Just like the little hamster； I wonder if people look at where their hard work is taking them。 What does the future hold？
Cyril Brickfield； the former executive director of The American Association of Retired People； reports that 〃private pensions are in a state of chaos。 First of all； 50 percent of the workforce today has no pension。 That alone should be of great concern。 And 75 to 80 percent of the other 50 percent have ineffective pensions that pay 55 or 150 or 300 a month。〃
In his book The Retirement Myth； Craig S。 Karpel writes： 〃I visited the headquarters of a major national pension consulting firm and met with a managing director who specializes in designing lush retirement plans for top management。 When I asked her what people who don't have corner offices will be able to expect in the way of pension ine； she said with a confident smile： 〃The Silver Bullet。'
〃 'What；' I asked； 'is The Silver Bullet？'
〃She shrugged； 'If baby boomers discover they don't have enough money to live on when they're older； they can always blow the